· Mortgage interest rates are historically low, and the conditions are ideal for U.S. borrowers to refinance a home loan. Often, homeowners refinance to get a better interest rate, to access cash, to lock in a low fixed rate or to shorten their loan term.
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August 2019 mortgage rates forecast (FHA, VA, USDA. – · Mortgage rates are dropping to fresh lows. July could provide some of the lowest rates seen in over 2 years. This is the chance mortgage rate shoppers have been waiting for.
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