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· A mortgage broker is legally called an “originator” as compared to a mortgage banker, who is referred to as a “creditor.” Practically, there is no difference apart from the fact that the broker is legally required to disclose his or her compensati.
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Mortgage brokers research a variety of loan options to find the best mortgage rate for their client. Like most sales professionals, they charge a commission for their services. Experienced brokers earn around $55,000 annually on a scale that rises above six figures for the top tier.
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