No it’s not dj vu, or Groundhog Day. Guaranteed Rate has launched yet another 1% down payment mortgage in the span of about a month. However, their new " double match" loan program is quite a bit different than their previously announced 1% down mortgage that relied on a grant from the City of Chicago and Chicago Infrastructure Trust.
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They argue that while the up-front “investment” is substantial, the long-term benefits justify the programs. They even claim that diversity, in and of itself, offsets costs. But it is folly to ask.
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